(Image: Skylines)How do you deal with friends borrowing money? I lent money to a friend last January but he hasn’t paid up. I am usually strict with money matters but I made an exception for him as I knew he really needed the money. Recently, another friend is requesting...
“You can afford anything, but not everything.” Before we get into investing, we need to address the elephant in the room – your personal finances. To invest, you first need money to invest with. Here’s a quick guide to gauge your financial fitness: How much you earn – How much you spend...
In previous blogs, we’ve explored the struggles many of us face when it comes to addressing financial issues with other people in our lives. We’ve delved into the reasons why conversations about money can be challenging for some relationships. And as we’ve examined these topics, one small but mighty...
Personal insolvencies across the country reach the highest rate in eight years as 'IVAs' mount up Published: 16:23 GMT, 31 October 2019 | Updated: 16:26 GMT, 31 October 2019 New data has shown that the number of individual insolvencies between July and...
We're told that experiences are supposed to make us happier than stuff, but it turns out that may apply mostly to the affluent. The famous marshmallow test that predicts future success, based on which kids can resist an immediate treat? That research has similar problems. Meanwhile, the jury's still...
If you’ve been worrying about your personal finances, you’re not alone. In fact, the vast majority of people feel the same way. But you might not have guessed that, because according to our research, only 24% of people feel comfortable talking to their friends about their finances—and only 41%...
By: Millionaire Dojo Something I find myself doing from time to time is looking back on my life and wondering where I’d be right now if I hadn’t given up on things. I don’t think it’s very useful to dwell on the past too much, but it is interesting to...
Startups have spent the past decade trying to reinvent everything from taxis (so far so good) to squeezing juice out of fruit and vegetables (facepalm). Lately, entrepreneurs have been giving consumer debt a digital makeover. Fintech upstarts have turbocharged personal loans, now the fastest growing category of consumer debt, according...
Almost 1 year ago, I posted Frugal Lunch by my Registered Dietitian wife, Stacie. She put together a sample menu of frugal, yet nutritious, lunches including peanut butter and jelly (PBJ) sandwiches. Well, since beginning my new job, I’ve been trapped at work and getting out for lunch is...
The number of people facing insolvency is on course to reach the highest level for almost a decade in 2019 after an annual increase of more than 22% in September. Revealing the devastating toll of mounting debts on British households, official figures showed the number of personal insolvencies climbed to...